Greetings all! It's been a couple months since I've posted on this blog, and let's just say there has been A LOT going on in Lindsey's homestead. Christmas was lovely and then January hit and it was as though a rocket was set off in our lives and we had a lot of decisions to make. After a short vacation to New York to visit my family in January, we came home and received notification that we needed to move out of our home by February 21st. It wasn't a huge surprise, but it was still an obstacle to face among operating a business and me working many strange hours at my job. I'll take a moment and explain the house situation.
In 2006 when the economy collapsed, my boyfriend experienced a fallout of his place of employment as well as some other personal challenges. His home was bought at the height of the market and was priced outrageously higher that it should have been, however, that was at the time when HGTV was showing house hunters and flip this house and housing values were off the charts in Florida and California. At the time it didn't matter because he was currently employed at a job where the compensation was going to be appropriate for his home. Well when everything fell apart in the world, the job was gone and he was left with the home, where Fannie Mae wasn't exactly doing what they should have done with that bailout money.... So flash forward to 2012.....
In 2012 we tried to work exclusively with the bank to modify the mortgage. Working with the bank was a joke. They would not return numerous phone calls or emails. The collections agent assigned to us stated that "her voice mail doesn't always work". Not only is that the lamest excuse I've ever heard, but wouldn't you think that having a working voice mail box would be crucial at a bank? Apparently not at this one. Well, after about 6 months of this going back and forth we got nowhere. The bank wouldn't work with us so our last and only option was to let the home go. It was the only option we were left with. In Florida this isn't all that uncommon, its just horrible for your credit score, and you have the possibility of being sued for not paying back your loan. Even with these situations being common in Florida, my boyfriend was still feeling horrible about the whole situation. This was his home for ten years and he is not the type of person who walks away from his obligations. He's always working and works more than the average person. Up and gone by sun up and home after dark to run his business. Even though it wasn't my home on paper, it was my home too because I lived here. Even I felt a sense of failure that there wasn't anything else that we could do.
So, while feeling completely depressed about the whole situation, a miracle happened. Through a job that my boyfriend was doing, he got connected with an amazing Realtor. She heard his story, and said that she could help us by getting a short sale done before our auction date. To make a long story short, she listed our house on a Monday, had 2 people look at it, and sold it on Tuesday. I don't even know how all this came to happen, but it did. We aren't completely out of the woods just yet, as today we are waiting for the final say on the sale, but as far as she can tell, we are going to be okay.
That being said, the next phase of this whole situation is going to be finding a new home. I'm going to be starting the process of becoming a home owner!!! I"m really excited about this endeavor. We are sad to see this place go, but we are even happier to get a new start. Not only are we moving, but the business is going to be moving too. We have so many great things ahead of us in our future, it's just been a really big challenge these past few months. I can feel it in my bones that we have a bright future ahead of us as far as being successful in our personal lives and our business lives. Every single thing that we go through in our lives is just another component on our journey that gives us character and wisdom. We have both learned from our mistakes that we have made along the way and we have grown in so many ways in just a year and 2 months. I moved to Florida in July of 2011 and in just a short period of time I have completely made a life for myself and it feels like I've lived here forever. I miss my friends and family from New York, but I've come to realize that moving here was such a great thing for me and I think they realize that too. At least I hope so... At least everyone can come to Florida and visit and have a place to stay!!!
Well that's all I have for now. Stay tuned for updates on this house journey! I look forward to posting our progress and our story of this process.
